Predating insurance

16-Nov-2017 16:48

An Occurrence type policy provides coverage for only injuries or losses that occur during the policy period, regardless of when an actual lawsuit was filed against you.

For example, a claim filed after the expiration of an Occurrence type policy would be covered only if the alleged injuries or losses occurred during the time the policy was in force.

This Google™ translation feature, provided on the Employment Development Department (EDD) website, is for informational purposes only.

The web pages currently in English on the EDD website are the official and accurate source for the program information and services the EDD provides.

The date often is before, rather than at policy inception and thus is known as a retroactive date.

But what if a Claim alleges wrongful acts before and after the retroactive date?

So the cross-claim only alleged wrongful acts the May 1, 2006 retroactive date. The exclusion thus didn’t explicitly address the relationship of pre- and post-retro date wrongful acts.

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dating for man

They typically wish to avoid insuring a Claim having anything to do with the pre-existing wrongful acts, even if it also alleges new wrongful acts. In that case, developer and bank sued lawyers alleging in count one malpractice in a January 26, 2006 closing for acquiring vacant land, with bank financing.

Any discrepancies or differences created in the translation are not binding and have no legal effect for compliance or enforcement purposes.

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